Family Advice = Real Financial Advice
We offer practical financial advice, helping your Family achieve better outcomes and improved financial security
No gimmicks, just the best advice that you will ever receive
Real Financial Advice to meet real life requirements
It's never too late to adopt real life financial strategies that seek to provide you your best future. Family Advice will examine all options available to you in order to provide you with best outcome advice.
Book your free financial appraisal now and determine your real life financial requirements.
Real Financial Advice is about making a difference
How we make a difference for you
Our approach focuses on you. We seek to discover your requirements and determine how we can help, whilst providing consideration for all options. The end result is supporting you through guidance and education.
- It's about listening to you to find what you need.
- It's about achieving more for you, without costing you more.
- It's about knowing and providing you certainty.
- It's about being consistent.
- It's about taking on the risk that you are aware of.
- It's about being proactive.
- It's about being patient.
- It's about respecting you, and respecting your money.
- It's about security.
- It's about you, and me, and how I can help you.
- It's about Family.
Family Advice services include:
- Real, beneficial, proactive, ethical and strategic personal financial advice spanning life's requirements
- Tailored superannuation and retirement planning including industry and retail super, RBF Contributory Scheme, UniSuper DB, PSS and CSC Defined Benefits and Life Pension options
- Effective debt minimisation and management strategies
- Personal tax minimisation
- Centrelink management
- Aged Care Specialist
- Responsible investment recommendations
- Protecting your income and your family's financial wellbeing in the event of serious illness or injury (Personal Risk Insurances)
- Forensic cash flow management (where is my money going?)
- Small business financial advice (to compliment your personal financial plan - to give you real direction and motivation)
Our Process
Understanding your situation and what areas of help you require
At our first meeting, we discuss your current situation which provides us with a greater level of knowledge about you. The whole concept of Financial Advice is that it is tailored and personal to you, so this is likely the most important step.
Quentin will ask you a lot of questions but also do a lot of listening. This provides him an understanding of what you need assistance with. We focus on what is important to you, and other important considerations that we should be aware of such as financial, health or familial concerns. He may ask questions that you have likely never been asked, but this also allows us to identify areas that will provide you further benefit.
We understand that this is likely new to you, so we go through basic concepts (Quentin will provide you layman's explanation and provide a road map of his thoughts) to assist you with knowledge and provide you confidence.
Often, Quentin is able to determine what you require based on your conversation. If that is the case a clear path forward can be determined as what assistance he can provide, and how this looks (as far as whether your goals are achievable, i.e. saving money, reducing debt, increasing your retirement nest egg, maximising your benefits).
If further information is required, we will set about retrieving that information in order to reduce or eliminate any assumptions made. We want to establish your Real Financial Advice on the facts to ensure that it is relevant and up to date.
After your meeting, we commence researching your current arrangements as well as additional solutions that we believe will provide you great benefit. Through this process we refine the options that you have and establish our advice to you.
Analysis of your situation
At your second meeting (usually one week later) we present to you our analysis of your situation and identify what you may wish to change.
This is generally presented to you as a discussion paper for you to consider. Costs and outcomes may also be discussed. Quentin will talk around the main points to provide you further clarity and answer your questions around this. This further clarifies your goals, and the reason that you seek advice. It clarifies with Quentin how he can provide benefit to your situation.
This process will often highlight the path forward for both you and Quentin based on your overall preferences, desired outcomes and the options available.
Presenting your personalised Real Financial Advice
At our third and final meeting, we present you with your Statement of Advice which details our final recommendations and advice based on the decisions you have made regarding your current position, your desired outcomes and the path that you are prepared to take.
We typically use this meeting to explain to you all recommendations and educate you on what your Real Financial Advice strategies are, why we are recommending these strategies, and when we will implement the strategies with you. We also discuss the outcomes, costs, benefits and seek to ensure your understanding of that which has been recommended.
We welcome you to take the advice away to read and consider the Real Financial Advice provided. Quentin is available to provide further clarity on any element of the advice at all times. It is imperative that you have a clear understanding of what you are doing, and why, as well as being confident that your advice seeks to benefit you.
Following your final meeting with us, and upon your consent to proceed with the implementation of your Real Financial Advice we continue to work on putting your plan to work and ensuring everything is set up to completion.
Real support when you need it most
We offer all clients an opportunity to remain fully supported going forward through regular review options. This ensures that you have your own personal Real Financial Adviser remaining in contact and guiding you at every step of the way.
This will ensure that everything remains well managed, and for those that require a little extra nudge, keeping you focused and disciplined in order to achieve your desired results.
Whether it is simple administration tasks, remaining informed through regular performance reporting, explaining personal insurance policy updates, investment rebalancing, or changing personal details with Centrelink, we welcome you to review your situation as needed and assistance in the claim process to help you when you need it most.
Quentin's mantra is that if a client has a financial problem, he is happy to share that burden and take it on for you. Allowing you to stress a little less. Quentin is always available and keen to help.
Meet Quentin Moncrieff, Financial Adviser
Quentin created his own financial services business, Family Advice, in 2023, seeking to provide personal hands-on financial advice and management to clients' old and new. Quentin seeks to provide clients the required information, advice and support across all of life's financial requirements.
Quentin has a strong knowledge of all areas within financial services including finance and banking, investment, taxation, superannuation, retirement planning and Centrelink, as well as maintaining a Specialist designation within Aged Care.
Quentin's specialist knowledge of investing, superannuation and pre-retirement advice will place you in a better position than going it alone. He has a strong understanding of all superannuation products.
Quentin enjoys working with analytical nature of investing and retirement planning. He utilises his extensive knowledge of available strategies, products and specialises in assisting clients navigate and understand their options. The determination of the best mix of outcomes for clients regarding investment vehicles and retirement products is a key benefit of his service.
He will support you through the process and make the complexities of your options quite simple to understand and manage.
Quentin has previously worked as a Financial Planner at Retirement Benefits Fund (RBF) and NAB Financial Planning which has provided him invaluable experiences within superannuation, investment and the banking industry. Quentin's experience has allowed to achieve specialist knowledge of defined benefit funds ("the old schemes") including the Retirement Benefits Fund Contributory Scheme (RBF Contributory Scheme), UniSuper, Public Sector Super (PSS) and the Commonwealth Superannuation Corporation (CSC) Defined Benefit Schemes.
Quentin has also spent time in the position of Investment Products Officer within the RBF Investment team which was responsible for the investment of funds under management of $8 billion. This experience provided him with a strong understanding of specialist investing, investment management styles, investment mandates, costs, and currency management.
Prior to entering a career in Financial Services. Quentin managed several medium sized very profitable enterprises within the Hospitality and Construction industries.
Quentin has attained a Bachelor of Business Degree (James Cook University), and Diploma in Financial Planning (Kaplan Education). Quentin is also a member of the Financial Advice Association of Australia (FAAA), The Society of Advice (International Fellowship), and the Association of Independently Owned Financial Professionals (AIOFP).
Quentin is involved within his community coaching junior basketball and is currently the President of the Hobart Phoenix Basketball Club.
Professional and Association Partners
